EARN 70,000 MEMBERSHIP REWARDS® POINTS
You’re pre-approved*. Approval is not guaranteed and is subject to checks.
You can earn 70,000 points after spending $10,000 in eligible purchases on the Card in the first three months of Card Membership.†
The adaptable rewards card, built for the way you do business
Earn more points in new categories that automatically adjust to your spending habits
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most in each billing cycle from 6 categories‡
U.S. purchases made from electronic goods retailers and software & cloud system providers
Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses and subways
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
Purchases at U.S. media providers for advertising in select media (online, TV, radio)
U.S. purchases at restaurants, including takeout and delivery
U.S. purchases at gas stations
While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count toward the $150,000 cap.
Unlock up to $395 in annual statement credits‡
$240 Flexible Business Credit‡
Earn up to $20 in statement credits monthly after you use your Business Gold Card for eligible U.S. purchases at FedEx, Grubhub and Office Supply Stores. Enrollment required.
$155 Walmart+ Membership Credit‡
Save on eligible delivery fees, shipping and more with a Walmart+ membership (subject to auto renewal). Use your Business Gold Card to pay for a monthly Walmart+ membership ($12.95 plus applicable taxes) and get the full cost (excluding Plus Up Benefits) back each month in the form of a statement credit.
Free shipping does not include most Marketplace items, location and freight surcharges.
Essential features and benefits for your business
Earn 3X points at AmexTravel.com‡
Earn 3X Membership Rewards® points on flights, prepaid hotels and prepaid flight+hotel packages booked on amextravel.com using your Business Gold Card.
Cell Phone Protection‡
You can be reimbursed, the lesser of, your costs to repair or replace your damaged or stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.‡1
1Coverage is provided by New Hampshire Insurance Company, an AIG Company.
PAY OVER TIME
The Pay Over Time option lets you carry a balance with interest on eligible purchases.*‡
How it Works:
Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your Account.
You can choose to pay for these purchases over time with interest, or you can pay your full balance each month—whichever is best for your business.
*Card Members must pay in full all charges not included in Pay Over Time balance.
NO PRESET SPENDING LIMIT
No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.‡
Make the most of your offer with Employee Cards
ADD AN EMPLOYEE CARD, AND YOU CAN EARN AN ADDITIONAL 5,000 POINTS
If approved for the Business Gold Card, you can earn 5,000 additional Membership Rewards® points after adding a new Employee Card at the time of Card application and spending $1,000 in eligible purchases on the new Employee Card in the first 3 months of Card Membership.†
The annual fee for the Employee Business Gold Card is $95 for the first five Cards, and then $95 for each Card thereafter, up to 99 Cards. The Employee Business Expense Card has an annual fee of $0.
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OFFER TERMS
Card Offer:
*Approval is subject to you and/or your company's previous experience and credit history with American Express and other lenders including credit score and other delinquencies, as well as identitiy verification.
You can earn 70,000 Membership Rewards® points after you make $10,000 (the "Threshold Amount") or more of eligible purchases on your Business Gold Card during the first 3 months of Card Membership, starting from the date your account is opened. Eligible purchases can be made by the Basic Card Member and any Employee Card Members on a single Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of traveler's checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents. Limit one offer per Card Account. Offer may not be combined with any other special offer. Your Card account must not be canceled or past due at the time of fulfillment of any offers. Membership Rewards® points will be credited to your account 8-12 weeks after you have met the Threshold Amount.
You can earn 70,000 Membership Rewards® points after you spend $10,000 or more on eligible purchases on your Card within your first 3 months of Card Membership starting from the date that your account is opened. In rare instances, your period to spend $10,000 may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). Membership Rewards® points will be credited 8-12 weeks after you met the Threshold Amount.
This offer is not transferable. American Express reserves the right to modify or revoke offer at any time.
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain an offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit, we may freeze, or we may take away Membership Rewards® points from your account. We may also cancel this Card account and other Card accounts you may have with us.
Employee Card Offer:
Add an Employee Card Member to your Account at the time of application and you can earn 5,000 Membership Rewards® points after the Employee Card Member spends $1,000 (the “Threshold Amount”) or more in eligible purchases on their Card within their first 3 months of Card Membership starting from the date on which the Employee Card is added to your Account.
The 5,000 Membership Rewards® points will be credited to the Basic Card Member’s Account 8-12 weeks after the Threshold Amount has been met. Your Account must not be cancelled or past due at the time of fulfillment of any offers.
The Employee Card must be added at the time of application to be eligible for this offer. Purchases made by other Employee Card Members on your Account will not count toward the Threshold Amount. Your purchases as the Basic Card Member will not count toward the Threshold Amount. Eligible purchases are for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents.
You can earn 5,000 Membership Rewards® points after the Additional Card Member spends $1,000 or more on eligible purchases on their Card within their first 3 months of Card Membership starting from the date on which the Additional Card Member is added. In rare instances, the Additional Card Member’s period to $1,000 may be shorter than 3 months if there is a delay in receiving their Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date they made the transaction. (For example, if they buy goods online, the purchase date may be the date the goods are shipped).
This offer is not transferable. American Express reserves the right to modify or revoke offer at any time.
If we in our sole discretion determine that you or your Additional Card Members have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you added one or more Additional Cards to obtain an offer(s) that we did not intend for you; or if you or your Additional Card Members cancel or return purchases made to meet the Threshold Amount), we may not credit, we may freeze, or we may take away Membership Rewards® points from your account. We may also cancel this Card account and other Card accounts you and your Additional Card Members may have with us.
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
The annual fee for the Emplyee Business Gold Card is $95 for the first five Cards, and then $95 for each Card thereafter, up to 99 Cards. The Employee Business Expense Card has an annual fee of $0.